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Business Advantage

It's called Business Advantage: an exciting program, offered exclusively by Panhandle State Bank, Intermountain Community Bank, and Magic Valley Bank. What does this program offer? It allows you to operate the way you want... stress free from cash flow constraints. Most importantly, Business Advantage allows you to take advantage of the business opportunities all around you. Click here to read more about Business Advantage.

Remote Deposit Capture

Remote Deposit Capture allows you to deposit checks from the convenience of your office, saving you time and ensuring your deposits are balanced. Our relationship services officers will assist in installing an image capture device to electronically transmit item images to the bank. Take advantage of this time and cost-saving technology today! Click here to read more about Remote Deposit Capture.

Business Smart Online

Our secure internet cash management system allows you to manage your business's finances from the comfort of your desk with Business Smart Online, you can:

View account transactions and details in real time
Transfer funds between accounts in real time
Initiate various electronic transactions to/from accounts outside the bank*
Initiate wires*
Utilize Positive Pay – a fraud prevention tool
Authorize others to use the program (accountant, secretary, etc.) with any level of restriction you want

*Requires approval for access

Check Collect

Let us take on the hassle of dealing with returned checks for you. Check Collect is a free service offered to all our business customers. We send your returned checks to our processor to be collected electronically, thereby increasing collection rates. You have the ability to monitor items and pull them from the collection stream at any time. Contact your local branch now to take advantage of this complimentary and valuable service!

Electronic Federal Tax Payment System (EFTPS)

Paying your business taxes electronically is simple and secure with EFTPS. Let us help you get enrolled in this service which then allows you to initiate your federal tax payments in two ways:

Utilize the EFTPS website or phone system authorizing the appropriate government authority to initiate an electronic debit to your business account.
Utilize the bank's secure internet cash management system, Business Smart Online, to send electronic credits to the Federal government pay any type of federal taxes.

Credit Card Access

Access information about your Panhandle State Bank, Intermountain Community Bank or Magic Valley Bank credit card.

Equal Opportunity/Affirmative Action Employer

Equal Housing Lender

Intermountain Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction and some NOW accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

The temporary increase in FDIC insurance from $100,000 to $250,000 has been made permanent as a provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which was signed into law on July 21, 2010. If your deposit accounts exceed that amount, contact your banker for assistance.